International business payments
Experience secure, fast, and cost-effective global transactions. Pay and get paid internationally minus the high fees, complexity, and frustrations of a bank.
Your international business account
Make business payments
Pay your overseas suppliers or employees across 160+ countries and save money with great FX rates and low fees.
Receive business payments
Get paid easily in USD, AUD, SGD, HKD, JPY, NZD, EUR, and GBP without the hefty costs or multiple bank accounts.
Transparent rates. Low fees. No surprise costs.
What you see is what you pay. Our rates are fair, our fees are low and above all we are transparent, so you see what you are paying for with every transaction.
Exchange rates
Experience exceptional value for your transaction with our industry-leading FX rates.
Fees
Benefit from unparalleled cost savings with our low fees, often up to 5X cheaper than banks.
No extra charges
We don't impose setup or subscription fees, nor are there any hidden charges to surprise you.
Who we are
Part of NIUM, the first B2B payments unicorn in Southeast Asia. Instarem has been on a mission of making international payments easy and affordable for everyone since 2014. We are the go-to solution for businesses that need to move money quickly, reliably and at a lower cost than banks.
USD 6BN+
Money moved annually
160+
Countries you can pay
11
Jurisdictions we are licensed in
Why use Instarem
Up to 5X* cheaper than banks
Get competitive, bank-beating exchange rates and low fees.
Up to 12X* faster than banks
Most transactions are completed within the same day.
Secure and reliable
Regulated, licensed, and built on industry-leading technology.
*Based on traditional bank averages. Actual savings and speed vary by amount, destination, currency, individual bank policies, etc.
Our trusted investors
How we help businesses
Ready to grow your business?
Tap into our expertise to streamline your payments, boost your operations, and scale your business. We are just a click away. Reach out now if you want to hear more.
