Revolut Business vs TransferGo Business: Which is better for your business?

Business
22 May 2025
3 mins read
Written by

​Choosing the right business account can significantly impact how you manage your finances. We’re comparing Revolut Business and TransferGo Business, focusing on their features, pricing, business card options, and more, to help you decide which one suits your business best.

Revolut BusinessTransferGo Business
FeaturesMulti-currency accounts, accounting integrations, physical & virtual cardsFast international transfers, multi-currency support, batch payments
PricingFree and paid plans (£0–£100/month), fees apply after plan limitsNo setup or monthly fees, low transfer fees, exchange margins as low as 0.35%
Business CardsPhysical and virtual cards with custom spend controlsVirtual cards only

Revolut Business vs TransferGo Business: Key Features

Revolut BusinessTransferGo Business
Supported Currencies25+ currencies across 100 countries35+ currencies in over 60 countries
International PaymentsUp to 100 countries60+ countries with fast delivery options
Accounting Software IntegrationIntegrates with QuickBooks, Xero, and moreNo accounting software integration
Business Debit CardsPhysical and virtual cards with custom spend controlsVirtual cards only
AppSeparate app with advanced features like cryptocurrency tradingUser-friendly app focused on transfers and batch payments


Both options bring solid features to the table. Revolut stands out with its advanced financial tools and integrations, while TransferGo excels in providing fast transfers and user-friendly batch payment options. Ultimately, the best choice depends on your business’s specific needs.

Revolut Business vs TransferGo Business: Pricing

Revolut BusinessTransferGo Business
Account Opening FeeNoneNone
Monthly SubscriptionFree plan available; paid plans from £10 to £100/monthNone
Currency Exchange FeesFree within plan limits; 0.6% fee outside allowancesExchange margins as low as 0.35%
Money Transfer FeesFree within plan limits; £0.20 for local transfers, £5 for international transfers outside allowancesNo fees on major routes
FX FeesInterbank rate during market hours; 0.5%–2% markup outside market hoursTransparent pricing with no hidden fees


Revolut offers a competitive subscription model with varying features based on the plan, while TransferGo charges no monthly fees and provides low-cost international payments. However, Revolut has higher fees outside of plan allowances, compared to TransferGo’s transparent pricing. Consider your transaction volume to determine which pricing structure is more cost-effective.

Revolut Business vs TransferGo Business: Business Cards

Revolut BusinessTransferGo Business
Physical CardYesNo
Virtual CardYesYes
Custom CardYesNo
ATM WithdrawalFree up to certain limits; 2% fee after the limitNot available


Both Revolut and TransferGo offer business card functionalities, including virtual cards. However, Revolut stands out with physical cards and custom spend controls, while TransferGo provides a straightforward virtual card solution.

See how Instarem compares

Instarem
FeaturesHold and exchange multiple currencies, send real-time payments, secure transactions, process up to 1,000 payments, and fund transactions seamlessly with Visa or Mastercard® credit cards
PricingNo monthly fees and no fees for cross currency payments
Business cardsVirtual prepaid Mastercard® with FX savings and customised spending controls

Getting started with Instarem is easy

Register with Instarem business today

Take control of your business finances with Instarem. Enjoy competitive exchange rates, streamlined payments, and fast & secure transactions.

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About Instarem

Instarem powers global business payments that move as fast as you do. With our business account, you can make payments to 160+ countries easily and affordably. Whether it’s salary payouts, supplier invoices, or intra-company transfers, our solutions are built to simplify your workflow. We also offer tailored payment tools for industries like logistics, tech, travel, and more. Get clear spend insights with the SME Spend Barometer. As part of Nium, a global fintech unicorn, we’re trusted and regulated in 11 jurisdictions, moving USD $6 billion annually—and ready to help you scale. Contact us to find the right fit for your business.

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