Capital One wire transfer: transfer time, fees, and limits

If you're a Capital One account holder, you may be seeking easy ways to send wire payments domestically or internationally. Take a look at this guide to learn about transfer time, fees, limits and more!

Capital One Domestic Wire Transfer Fees

You have the option to make a domestic wire transfer online, via mobile banking service or by personally visiting your preferred branch. If you prefer the latter, make sure to set an appointment with a specialist.

Type of wire transfer Fee
Incoming domestic wire US$15
Outcoming domestic wire US$30

For domestic wire transfers with Capital One, provide the following information:

  • Recipient’s name and contact details.
  • Recipient’s bank account details and transit number.
  • Wire routing number (also called the ABA code).
  • Details of the payment amount and the desired processing date

Capital One International Wire Transfer Fees

Type of wire transfer Fee
Incoming International Wire US$15
Outgoing International Wire US$40

For international wire transfers with Capital One, provide the following information:

  • Name and address of the recipient in the foreign country.
  • Recipient's overseas bank account number.
  • Recipient bank ID, like a SWIFT code, BIC or national ID.
  • Foreign currency of the recipient’s bank account for currency exchange.
  • Purpose of the wire transfer.

Check our rates, send with confidence

Send money to over 60 countries hassle-free. Make every dollar count with our unbeatable exchange rates and low fees. Simply enter your amount and destination in our currency calculator to see our rates in real time. No hidden charges, just great savings!

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Making your first transfer?

Get a special FX rate on your transfer! Send between USD 1 and USD 3,000 today.

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Plus, enjoy USD 5 off your first transfer of USD 1,000 or more. Use code WELCOME.

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Capital One Wire Transfer Limit

Capital One has wire transfer limits on outgoing wire transfers through its online banking system, particularly:

Type of transfer Limit
Daily Minimum Limit N/A
Daily Maximum Limit US$50,000 to personal accounts,US$500,000 to title companies.

Capital One Cutoff Times

Keep in mind that Capital One imposes a strict cut-off time for both domestic and international wire transfers. Make wire transfers before this designated time to ensure timely processing!

Type of wire transfer Cut-Off time
Domestic wire transfer 2:00 PM Eastern Time
International wire transfer 2:00 PM Eastern Time

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Disclaimer

The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns.
Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.

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