Blog

Expat life
Money know-how
Insider
Lifestyle

Featured article

Expat lifeHow to travel to JB from Singapore – The best ways possible

How do I get through customs in JB? What is the best way to go to JB? Here are the different ways to go to Johor Bahru and find out which is best for you.

Expat lifeHow to answer these 10 most common questions for an overseas job interview

Landing a dream job overseas can be both thrilling and nerve-wracking. Read more to find ou

Expat lifeIf you are staying in one of these countries, you might be working too much!

Wonder what country works the most hours? Find out which countries have the shortest and lo

Expat lifeHow to travel to JB from Singapore – The best ways possible

How do I get through customs in JB? What is the best way to go to JB? Here are the different ways to go to Johor Bahru and find out which is best for you.

Expat lifeHow to answer these 10 most common questions for an overseas job interview

Landing a dream job overseas can be both thrilling and nerve-wracking. Read more to find out how to sail through the top interview questions.

Expat lifeIf you are staying in one of these countries, you might be working too much!

Wonder what country works the most hours? Find out which countries have the shortest and longest working weeks to see which countries enjoy work-life balance.

Money know-how

Money know-how5 Countries that use USD unofficially

Every country you visit or work in has its own currency—but in some places, vendors seem oddly obsessed with USD. You’ll be buying a coffee, and suddenly they’re asking for US dollars instead of their own currency. Weird, right? So why the USD love? Doesn’t that make things more expensive for locals? Well, ...

Money know-howCan foreigners buy property in India? A complete guide

Key Takeaways Non-resident Indians (NRIs) and Overseas Citizens of India (OCIs) have more flexibility in purchasing property in India compared to foreign nationals without Indian ties. Foreign nationals generally face restrictions concerning agricultural land, plantation properties and farmhouses. Foreign nationals usually need prior approval from the Reserve Bank of India (RBI) to purchase immovable property ...

Money know-howFrom safaris to shark cages: Yogesh’s wild adventures & smart travel hacks

Travel isn’t just about visiting new places—it’s about immersing yourself in different cultures, cuisines, and once-in-a-lifetime experiences. As the global head of Instarem, a cross-border payments company and creator of the amaze multicurrency travel card, Yogesh Sangle is no stranger to international adventures. In fact, his latest travels took him from the wild landscapes ...

Money know-howUnderstanding credit scores: Your adulting report card explained

Just when you thought you’d finally escaped the clutches of GPAs and report cards, bam—welcome to adulthood, where your shiny new report card comes with a fancy name: credit score and report. Don’t know what we are whining about? No worries. If you’re one of the fresh baby birds fluttering into the chaotic world ...

Money know-howTariffs and their impact on exchange rates

So, 2025 kicks off with one word on everyone’s mind : Tariffs. They’re shaping trade, hitting industries, and sparking debate. But what does this actually mean for businesses and everyday consumers? In this blog, we’re skipping the politics and getting straight to the point—what tariffs really are and, more importantly, how they impact ...

Money know-howDebunked: 13 money myths that could be costing you big time

Ugh, if there’s one thing you really need to get your act together on this year, it’s how to manage and grow your money. Seriously, adulting is hard enough without being broke, right? Growing up, we got all these so-called “money rules” drilled into our heads—parents lecturing, friends bragging, and let’s not forget those math ...

Expat lifeBest 5 English-speaking countries in Asia for expats

Alright, let’s tackle a question that pops up way too often: “Do Asians speak English?” Uh, duh—of course they do! In fact, you can totally get around most of Asia using just English. No, we’re not unpacking the tangled history of colonizers today (let’s save that for another time), but you might come across some ...

Expat lifeHidden rental costs: What you need to know before you sign

Ah, the never-ending saga of renting! First, there’s the hunt for the perfect place, followed by the endless checks, securing the spot, and of course, those payments—month after month. Just when you think you’ve got it all figured out, bam! You’re hit with what feels like an extra charge on top of your rent. Or ...

Expat lifeSo… Is a pay cut worth it for expat life?

Ah, the thrill of moving abroad! New adventures, fresh culture, career growth, and that oh-so-coveted better quality of life. But let’s not sugarcoat it: reality often smacks you right in the face when the financial picture rolls in. Salaries might dip, costs might spike, and suddenly, that pay cut you’re eyeing becomes a real trade-off ...

Expat lifeWhat is the country code for India?

India’s country code is +91. When making an international call to India, dial the +91 country code, then the area code and the local phone number. India is a vibrant nation known for its diverse population and rapidly growing economy. With over 1.4 billion people, its dynamic workforce is the source of global ...

Expat lifeWhat is the country code for the Philippines?

The Philippines’ country code is +63. To call a Philippine number from a foreign country, dial the country’s exit code, followed by the +63 country code, area code and then the local phone number. The Republic of the Philippines is a Southeast Asian country composing 7,641 islands and archipelagos in the Pacific Ocean. ...

Expat lifeWhat is the country code for France?

France’s country code is +33. It is essential to use the correct international country telephone code for France when calling from outside the country. To do this, add +33 before the 9-digit local phone number. For example, if you want to call the French number 07 56 95 XX XX, dial +33 7 ...

InsiderEarn KrisFlyer miles on every spend with amaze—home or away!

Big news! Starting 10 March 2025, we have partnered with Singapore Airlines to enhance your InstaPoints redemption for Krisflyer Miles. Now, your amaze wallet becomes the first travel card that lets you earn KrisFlyer miles on both overseas and domestic spends. That means every purchase—whether it’s coffee in Singapore or cocktails in Paris—gets you closer ...

InsiderLimited-time offer on transfers to CNY, USD, EUR & more!

For a limited time, sending money to China, the US, Europe, Canada, and more just got cheaper! Enjoy special savings on transfers to selected destinations—no hidden costs, just more value for your money. Where can you save? Send money cheaper to these destinations: Sending from Sending to Savings in % USD CNY 70% HKD ...

InsiderYour amaze wallet is upgraded: Bank withdrawals and higher limits are here!

You asked, and we made it happen! Starting 10 March 2025, your amaze wallet just got even better. We’re all about giving you more control over your finances, so here’s what’s new: You can now transfer your SGD wallet balance straight to your bank account with our new withdrawal feature You can also set ...

InsiderInstarem’s amaze wallet – how to apply, top up and benefits

Top up for free – Top up your amaze wallet using PayNow, which is convenient and free of charge.

InsiderMeet Instarem’s amaze card: its features, benefits, and how you can get one

Learn about the amaze card by Instarem—wallet topups, 5-in-1 card combining benefits, and more. Includes a step-by-step Singapore guide to applying for amaze.

InsiderMeet Instarem’s new multi-currency wallet

The wait is finally over – Instarem has just released its much-anticipated multi-currency wallet! It allows you to manage nine currencies. Here's a quick guide!

Lifestyle11 long-haul flight hacks: Conquer economy class like a pro

Let’s be real—when it comes to choosing between spending money on travel versus spending exorbitant sums on travelling in style, the decision is a no-brainer! It’s no shocker that most of us opt for economy seats instead of splurging on those dreamy business class thrones. Sure, in a world where money grows on trees, ...

LifestylePlanes, panic, and perspective: Why flying is safer than you think

Okay, let’s just say it—flying can be a lot. And with the recent spate of air crashes and near misses, even the most thrill-seeking travellers might find themselves feeling a little uneasy. But deep breath—before you start googling “alternative ways to travel that don’t involve plummeting to my doom,” let’s take a step back. ...

LifestyleHow to score a free business class seat without breaking the bank?

Ever dream of flying in luxury, lounging in business class like a Crazy Rich Asian without a care in the world? The harsh reality: a business class ticket can cost 3 to 5 times more than economy. And let’s be honest, in a world where you have to choose between bread or love, you’re probably ...

LifestyleFlying in style: Is business class worth it?

Imagine stepping into a flight where you can kick back in luxury, only to realise that business class tickets cost 3 to 5 times more than economy! Suddenly, you’re left wondering, “How do people actually afford this?” and “Is it really worth it?”. Now, “worth it” means different things to different people. Dropping that ...

Lifestyle9 countries that require a Singaporean to apply for a travel visa & electronic travel pass

Planning your next vacation and want to go on an international trip? Here are the countries you may need travel visa or electronic travel pass.

LifestyleUltimate guide to Dussehra: Meaning, celebration tips, and festive fun abroad

The last quarter of the year is all about back-to-back festive fun, each with its own special meaning. This time, we’re diving into Dussehra! If you’re abroad and ready to celebrate, keep reading. We’ll explain what Dussehra is and how you can join in the festivities. Let’s get started! When is Dussehra? ...

About us

From our humble beginnings to our biggest achievements, learn about what makes Instarem the best option for you to send money internationally.

Learn more

Press release

Learn more about the latest updates from Instarem.

Learn more

Blog

Featured article

Money know-how

Expat life

Insider

Lifestyle

Explore more

About us

Press release

Popular searches

Send money

Send money

Currency conversion

Currency conversion

Company

For Personal

For Business

Tools & Resources

Scan to download the Instarem app now

Click to download the Instarem app now

Change location and language

Blog

Featured article

Money know-how

Expat life

Insider

Lifestyle

Explore more

About us

Press release

Popular searches

Send money

Send money

Currency conversion

Currency conversion

Company

For Personal

For Business

Tools & Resources

Scan to download the Instarem app now

Click to download the Instarem app now

Follow us

Change location and language