Meet your new Business Card
Track expenses in real-time, set spending limits, and take control over your business expenses with zero hassle.

Why choose the Instarem Business Card?
Effortless expense management
Track and control business spending in real-time with easy-to-use tools.
Full control, zero hassle
Set limits, issue business cards instantly, and manage all expenses from one dashboard.
Smart business spending
Simplify payments, get instant insights, and handle expenses – all in one place.
Pick the right card for your business
Corporate card
Perfect for company-wide expenses and shared team spending—from software subscriptions to ad spend and more.
Benefits:
Real-time tracking
Keep track of company-wide expenses.
Set limits for control
Define spending caps for each department.
Simplify reporting
Get instant insights into spending patterns.
Employee card
Ideal for individual spending like travel expenses, perks, and team outings.
Benefits:
Real-time tracking
Monitor individual employee spending.
Set limits for control
Issue pre-approved cards to employees.
Simplify reimbursements
Manage payouts without the paperwork.

How to apply for your card

Register for your free Instarem business account.
Upload the necessary documents for approval.
Go to Cards in the left-hand menu and select card type.
Fill in the details, upload required documents and hit submit.
Done! Check your email for steps to set your PIN and activate your card.
Pay securely instantly
No waiting – get your virtual Instarem Business Card instantly and start managing expenses without missing a beat.
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FAQs
The Instarem Business Card is a smart way to manage business expenses—make purchases directly from your business account, set spending limits, issue employee cards, and track spending in real-time.
You can set custom limits for each card to keep spending on track with your business goals.
Unlike personal debit cards, the Instarem Business Card is designed for business. It lets you issue cards to employees, set spending limits, and track all transactions in one place, simplifying expense management for your business.
Control: Track spending in real-time.
Convenience: Pay directly from your business account—no cash or checks needed.
Team-friendly: Issue cards for employees with set limits, no reimbursement hassles.
Transparency: Get detailed reports for easy accounting.
The virtual card comes free with your business account. No fees to own it, pay only when you use it. For more details regarding Instarem Business Card fees, contact your business development manager or write to us at [email protected].
The Instarem Business Card can be used worldwide wherever Visa/Mastercard is accepted, making it ideal for online and in-store purchases.
You can issue multiple virtual business cards to employees, each with custom spending limits for better expense control.
The Instarem Business Card supports transactions in multiple currencies. International purchases are processed in SGD, with Instarem handling currency conversion.
- If you are already an Instarem user, log in, go to Cards, and issue a virtual card instantly. Add it to Google Pay for contactless payments.
- If you are new to Instarem, sign up, complete account verification, and follow the same steps to get your card.