Travel and save with amaze.

Great rates. More rewards. One card.

Get more with amaze. Enjoy 0 FX fees, cashback and KrisFlyer miles to make every trip count. 

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With amaze you get it all

Why choose between saving and earning?

Great FX rates

Great FX rates

Skip those hefty bank markups. Get competitive FX rates and low fees, and keep more in your pocket.

More rewards

More rewards

Earn InstaPoints with amaze Wallet and turn them into cashback, KrisFlyer miles or transfer discounts. Your pick!

Ultimate convenience

Ultimate convenience

Top up your amaze Wallet or link amaze to a Mastercard. Switch anytime, pay easily — all with one amaze card.

Learn more

No fees, just smooth travels

amaze is built to save you money, not charge you for it.
There are no annual fees, no admin fees, and no hidden FX markups when you spend in foreign currencies with the amaze wallet.

Two ways to amaze

Use your amaze card in 2 different ways: amaze wallet or amaze link.
Switch between them anytime.

  • Top up with PayNow, Apple Pay or auto top-up. 
  • Enjoy 0 FX fees and 0% FX markup. 
  • Earn InstaPoints and redeem for cashback, miles or transfer discounts.
  • Hold and spend in 11 currencies. 
  • Withdraw cash overseas.  
  • Link up to 5 bank cards.
  • No top-ups needed. 
  • Great FX rates. No high bank markups.
  • Keep your bank card rewards coming. 
  • Spend anywhere Mastercard is accepted.  
Learn more

Stack up on rewards

Earn InstaPoints on amaze wallet spend and convert them to cashback or KrisFlyer miles.

KrisFlyer miles

Convert InstaPoints into KrisFlyer miles for flight redemptions or upgrades.

Cashback

Redeem InstaPoints as cashback in your wallet and spend it your way.

Mastercard benefits

Get up to 100,000 USD travel medical insurance and 700+ offers on shopping, dining, entertainment and travel.

Not using amaze yet?

Sign up and get yours in minutes via the Instarem app.​

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Your money’s safe with us

We’ve got your back! Founded in Singapore and regulated by the Monetary Authority of Singapore (MAS), Instarem gives you a secure way to move your money confidently.

Trusted by millions

We process millions of international transfers and card payments safely every month.

Regulated

Instarem is licensed by the Monetary Authority of Singapore in Singapore.

Dedicated customer support

Need help? Chat with us or raise a query through our Help Centre.

Get started now

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